Your Short Sale Champion

Helping New Jersey Homeowners Avoid Foreclosure!

years

of experience in short sales

About Us

For over two decades, our team, has had an exceptional track record and unwavering commitment to New Jersey homeowners. Christopher has established himself as a trusted expert in short sales. His team has extensive experience in navigating complex real estate transactions, helping countless clients avoid foreclosure.

Christopher’s deep understanding of the local market, coupled with his strategic negotiation skills, enables him to guide clients seamlessly through the short sale process, ensuring optimal outcomes and unparalleled satisfaction.

Chris Soper & his daughter Sydney

In addition to our impressive 20 years of experience in New Jersey real estate, Christopher Soper, “Your Short Sale Champion,” is proud to be a former Marine. With deep respect for the sacrifices made by our service men and women, Christopher is dedicated to providing exceptional support to veterans and their families in their real estate endeavors. As a VA expert, Christopher has in-depth knowledge of VA loan programs and regulations, ensuring a smooth and efficient process for VA buyers and sellers. His commitment to serving those who have served our country is unwavering, making Christopher the go-to professional for veterans seeking short sale guidance.

Our Expert Team

Is ready to better assist you!

Timothy B. Collie

Lead Negotiator

Gene Krutyansky

Broker – Realtor

Alexandra Yepez

Executive Assistant

Are you an attorney?

Why you should work with us?

We have a proven track record of helping hundreds of homeowners over the past 20 years succesfully close short sales.

Our experienced negotiators manage all the paperwork to facilitate the process with your lender and will help you with all of the facets of a short sale, including qualifying for relocation assistance.

We’re committed to advocating for you and will do everything to help you avoid foreclosure. 

Our highly trained negotiators have seen it all, that is why we have a stellar closing rate. So if you want to stop your foreclosure fast pick the #1 short sale company in New Jersey “Short Sale 911 NJ”.

I am a…

Select an option below to learn how we can help you.

ATTORNEY

Helping clients trying to avoid foreclosure

HOMEOWNER

looking to sell your home through a short sale to avoid foreclosure

REALTOR

helping your clients successfully close on a short sale deal

VETERAN

look at your VA options and benefits

DOES YOUR PROPERTY QUALIFY FOR A SHORT SALE?

Frequently Asked Questions

Q: What is the main benefit of doing a short sale?

A: The main benefit of doing a short sale is avoiding foreclosure, which can have severe consequences such as damage to credit scores and potential deficiency judgments.

Q: How does a short sale help with reducing debt?

A: Through a short sale, homeowners can negotiate with the lender to settle the debt for less than what is owed, effectively reducing their overall financial burden.

Q: Why having control over the sale process is important in a short sale?

A: Having control over the sale process allows homeowners to actively participate in the selling of their property, ensuring they have a say in the negotiations and terms of the sale.

Q: Is there any assistance available for homeowners who complete a short sale?

A: Some lenders may offer relocation assistance to homeowners who successfully complete a short sale, helping them with moving expenses and easing the transition to a new living situation.

Q: How does the recovery process differ between a short sale and a foreclosure?

A: Recovering from a short sale is generally faster compared to recovering from a foreclosure. This allows homeowners to rebuild their credit and financial stability more quickly, providing a smoother path to future homeownership.

Q: What is the difference between a short sale and foreclosure?

A: A short sale transaction takes place when the borrower is permitted by the mortgage lenders to sell their house for an amount lower than the outstanding mortgage balance. On the other hand, the foreclosure process occurs when lenders seize the property, typically against the owner’s wishes.

Q: Will I owe anything after the short sale?

A: I will ensure that the lender provides written confirmation that your debt will be cleared once the short sale is completed. This guarantees that you will not have any additional financial responsibilities after the sale of the property.

Q: How will a short sale affect my credit?

A: It depends on many things, including late or missed payments. A short sale may be described on your credit report as “settlement or pre-foreclosure redemption” or “paid in full for less than full balance.” However, failure to make mortgage payments will undoubtedly have an impact on your credit score.

Q: How long does a short sale take?

A: Every short sale transaction is different because every homeowner’s situation is different. On average, a short sale takes 3 – 4 months.

Q: Do I need to move right away?

A: No, you have the option to remain in your home during this period while actively searching for a new place to live. This strategy will be advantageous for our discussions concerning relocation support, as leaving your property behind could potentially affect your eligibility for such assistance.

Blogs

Short Sale vs. Loan Modification

Short Sale vs. Loan Modification

Short Sales and Loan Modifications are two of the most common options that homeowners have when they have difficulty paying their mortgage. Homeowners often find themselves searching for solutions to alleviate the burden of unmanageable mortgage payments. In this...

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